Live clinic: Your savings

Savings accounts paying a decent rate are rarer than hens' teeth right now, leaving many savers in danger of losing out to inflation. One of the few products that could help savers combat the problem – National Savings & Investments' index-linked certificates – have just been taken off the market. So what can you do to make sure your money grows rather than erodes? Which are the best paying accounts right now? And which banks are covered by the Financial Services Compensation Scheme should the worst happen? Andrew Hagger of comparison website moneynet.co.uk and Martin Bamford, a chartered financial planner with Informed Choice , will be online at 12.30pm on Tuesday 27 July to answer all your questions on savings. Post your queries below and come back on Tuesday to find out what they say.