Live clinic: Property market

It is hard to fathom what is happening in the housing market right now. House prices still seem to be going up, despite analysts' best predictions, while the amount of money being lent has dropped like a stone , according to the Council for Mortgage lenders, but has risen according to the British Bankers' Association . In some parts of the country homes are snapped up after a couple of days of being on sale; in others they linger on estate agents' books for months. Then there is the new government. Who would have thought that a Conservative-lead government would impose a tax hike that hits second home owners so drastically ? And although people who already own their homes have seen their equity soar in value during the past year, first-time buyers are still struggling to get mortgages. If you are wondering where all this leaves you, you can put your questions to our panel of housing market experts. David Hollingworth of mortgage brokers London & Country , Ed Mead of estate agents Douglas & Gordon , and Michael White of solicitors Dawsons will be online on Wednesday at 1pm to answer your queries. To take part please post your questions below.